Many say that extraction professions took their toll on the bodies and minds of the older generatipn’s workers, and that impact has also been realized by the younger generations.

Beach, 100%… being near a significant body of water has always seemed like a major predictor of appreciation in value to me, and there seems to be STR demand year-round.

As long as you make the contract assignable ( by signing it Your Name OR ASSIGNS) you have a contract that is pre-approved by the RE regulatory body of your state.Whether wholesaling itself is legal or ethical in your state is another discussion.

Texas has a body of laws that deals with AOR.  

We allow the initially approved housemates to vet new applicants and we have a roommate survey to help promote compatibility b) not run in to local regulatory issues.

Is there a larger regulatory body that mandates only using the salesapproach?

James got sued for his troubles and had to defend himself on his own dime over months of frivolous legal action brought out by Clayton Morris's legal team.I too believe it's time for things to change, and that some of that change should come from various regulatory agencies.

Of course, you are really a co-owner until you gave 100 percent equity, plus you have all of the legal and regulatory liabilities, while the lenders only risk the remaining balance.

Should note that some states are regulatory requirements even for DSCR lenders and some have rules against prepayment penalties which can create some obstacles as well

If your local governmental body has records that the animal caused human harm, then you may have an argument.IMO, the big issue with ESAs is that the concept is largely abused.