Quote from @Jake Knight: We actually offer tiers of service starting at 10% and top shelf being 12%. 

@Kyle Scofield - You pulled $20k out of the deal with the refi- your return is infinite as you have no money Ito the deal. 

It may not be the greatest time for buying cash-flowing assets off the shelf but it’s a great time for value-add plays and gaining a lot of equity quickly.

I highly recommend eating ingredients as opposed to processed foods given the chemicals, salt etc. usually found in these foods and there effects on the body.Check out Ralph Smart at “infinite waters”online.

Then you have a cash flowing rental that you have no money in that makes you infinite returns. 

I hung it on the shelf to be in real estate full time.

Knowledge is infinite, lots of good knowledge everywhere and here in BP. 

Much of that learning can be done on your own as you indicate (universities are churning out real estate investors for example).Have you college books on one shelf and your REI books on another, switch back and forth.

They may have a shelf life of a few years before they expire, meaning you could put your schooling on hold and pursue other options, and if for whatever reason you want to come back, be able to do so without having to start all over.

There infinite knowledge here and lots of helpful people.