My typical first time commercial retail buyer is a doctor, or someone who sold a business, high level executive, or moving out of a more intensive asset to own and manage.

Your doctor, the dentist, the nice old lady who has funds sitting around begging to be used, or even the auto mechanic who does work on on your car?

 Dear Craig, since my sister was a resident radiologist in Miami, I am intimately familiar with working with residents and doctors (SunTrust is one of many options!).

I too my doctors because they do things I can’t do myself.”

I have a doctorate and I've never regretted going to college, despite the fact that I don't need any degree to buy and sell houses.

There is a lot of medical data available on the internet, yet doctors will not become obsolete. 

Doctors told me I wasn't going to last a year but I'm still here!

There are also sophisticated private lenders (lawyer's, doctor's, and other wealthy individuals) that lend out their money.

But you can (a) ask them what their disability is (if not readily apparent), (b) require a letter from their doctor stating that they are treating them for that disability AND that the ESA is part of the treatment.Or just force them all to use petscreening.com to do the verification for you - free if it turns out to be a valid esa or service animal, if not, they pay the verification fee (and you can then charge security/animal fees and rent).

Is the doctor about to retire or is it part of a much bigger practice?