Must pay back in equal payments or all at once (typically).

Hello everyone.Any pointers on finding out if wiring in a house is Copper or AL?

Jay,  if you can't get them on the phone, or even if you do, oral agreements turn into he said-she said arguments.  

If so, do not get caught up in a high arv loan, unless you plan on leaving some or all of your original down payment fundsinto the deal for a while.  

Also, it wouldn't hurt to ask for a later balloon if you haven't already: start at 10 years and go down per seller's response.Vacancy rate: I assume 25%Maintenance reserve: assume 10% of monthly rentInsuranceProperty taxesUtilities that you'll pay (heat for some or all units?

That credit can be some or all of the anticipated costs to fix the roof.  

I can't tell you the number of times we were able to buy a property that went to highest-and-best likely due to the fact that we were happy to give the listing agent a cut (or all) of our commissions.- Negotiation Control.

I'm considering rolling some or all of my ROTH IRA funds into a self-directed IRA to invest in RE

Cash Flow is always a function of down payment or all cash.

@Justin Petrides if it's your primary residence, you may be able to exclude some or all of the capital gains.