My wife and I are a team in our business too.

My first thought was to check BP because...you know...BP.Has anyone conducted business with or heard of: https://zoodealio.com?

The risk of "piercing the veil" applies more to LLCs when personal and business finances are not properly separated, not necessarily to individual landlords renting a portion of their home.A more practical approach is ensuring you have a solid lease agreement, sufficient liability insurance (including an umbrella policy), and properly reporting rental income and deductions on your tax return (Schedule E).

But since we are still small, we (the ownership) don't have any set titles as of now.

That is unless you have a JV or other equity partner who is putting up the funds immediately with no lien, title insurance, etc.

There are always opportunities in buying real estate, businesses, companies, etc., as long as you know (or think you know) what you are in for.

If you used them to purchase another rental/ use for another business endeavor...the process starts over. 

I have a robust team of mortgage lenders, title companies and RE attorneys.

- sounds like your friend's PMC pays this way.If W-2, why isn't your business properly insured to cover him?.

We have started a leads generating business that generates top property leads suited to fit your specific criteria.