I'll paint you the broad strokes... if you own a property in the area, the EPA will test the property and basically give you an up or down, if the property gets a clean bill of health then any lender will lend in that area, conventional, fha, va type loans.

You will then come out of pocket again when you stroke that 40K check to the IRS (and where will that cash come from?)

So the "ADU" was allowed much to my delight:-) You can call it a stroke of luck, but you find such discrepancies in zoning and usage mostly in historic neighborhoods. 

If you have just a "broad stroke" target market, that's okay.

I am not telling you all of this to boast and stroke my ego. 

Since I am still getting over the brain annurism and stroke I have been on that website about 8 hours a day.  

.- Inflammation leads to a cluster of dysfunctions that tends to precede full-blown diabetes and that also increases the risk of heart disease, stroke, certain cancers, and even dementia—the top killers of the developed world.- Another change I made is around prebiotics and probiotics.

Think of this as a stroke of luck.

Always do the numbers to make sure you have a good deal and try to look at the property before you make an offer or at least have a clause that will allow you some time (usually 15 days) and possibly back out of the deal without penalizing you a bunch of money.I am 59 years old and dont know anything about your part of he country but I found BP about 8 months ago and I am still trying to decide what to do while I am recovering from a stroke.  

The one house I manage allows me to still be hands on (which I enjoy) without stroking out from stress of more units haha.