I am 20 years old and trying to learn as much as i can about real estate so that when i graduate college and have a steady income Ill be able to make smart investments hopefully leading to financial freedom.

The Wichita market currently does not have enough supply to meet the buyers need. 

subliminally" good word by the way.May I state for the record, I only work with with guys who are accredited or close to accredited, have substantial reserves, who have a steady income outside of real estate and who want to stay out of trouble.

At the same time, I like the idea of a beautiful programmable t-stat.The heat is supplied by a brand new furnace.

Is the option government supplied insurance where taxes supplement the insurance?  

We have a VA so she does all the tagging and I ask her to export it from Baselane, into excel, then I review it and give comments.Going Digital: Scanning and storing my receipts in real time saves me from searching for that one $17 plumbing supply receipt.

About Westchester, NY:- One of the most expensive places in the US, maybe the world- Supply is VERY low- Houses are no less than like $600k-$700k, I'm also getting outbid a lot.- Now Foreclosures may be a good discount but at the same time I already know that there is aLOT more risk to this.I already have a real estate agent, a mortgage broker, and am getting connections to contractors and so forth.My few Questions are:- Do I need a real estate agent in this process for foreclosures?

These areas have affordable entry points, diverse housing stock, and steady demand.

Have we tried asking him if he is interested in steady monthly income backed by real estate?

The rental market is pretty rough here in the Austin area due to a glut of supply.