I saw a listing where several reviews were ranting and raving about it.

Are you willing to reject several potential tenants until you find the right fit (I doubt it given how you were always talking about how busy you were)? 

This was my first property, and while it's been a great learning experience, I made several mistakes along the way—ranging from choosing a realtor who was more focused on closing the deal than finding the right house to having a poor inspection and overlooking issues hidden beneath the surface (literally).

Like many professional services, I have found you often have to go through several before you find the right one. 

Here is my system that I have shared on the forums previously:It all starts with online ads, within which are several pre-screening questions I request be answered in their response to my ad.

Similarly, if you put several Class D tenants in a Class A 4-plex, what do you think will happen to the property?

We have several avenues we can explore with a situation like this.

I would check with Dennis Kahn at Homestead Mortgage or another popular mortgage broker here, Zach Starnes or there are several other lenders that can re-fi off appraised value much sooner than 1 yr.

I have helped several investors recently acquire single family homes around the $400K price point that rent in the $2,200-$2,350 range.

My wife’s inheritance gone, my Ira gone, had several other things in my life going on.