The best place for any individual will depend on their priorities.  

Higher interest rates on conventional loans may result, as the government backing currently helps keep rates low.

.- We also negotiate a reasonable completion date, depending on the Scope Of Work (SOW). --- Who gets all the phone calls and wastes time calming a tenant down because the owner's contractor doesn't show up as scheduled after they took time off from work or a 3 day job takes 3 weeks?

You can likely do this with your savings rate (that will likely increase) and age. 

A DSCR loan only removes the income piece and adds a slightly higher rate and prepayment penalty.

My basic underwriting making some standard assumptions on HOA expenses, 20% down, 7% interest rate, 30 year mortgage, utilities, supplies, and maintenance costs shows a loss of about $22k per year if you are self managing.

Charge the tenants a higher rent rate and include utilities with their rent.

Plus, that is the cheapest that money will ever be for you.  2.65% interest rate? 

A good manager will handle everything from marketing to maintenance and tenant screening, saving you time and stress.Vendors and LandscapingBuilding a team of dependable vendors—like landscaping companies, contractors, and insurance agents—is critical.

@Jared Smith it depends is pretty spot on!!!