There are some excellent posters on BP but occasionally some go beyond what I think is appropriate for lay persons.

Welcome to the forum @Chris Primavera.Seeing as you are brand new today, it would be good for you to search on the forum for those areas and read everything there is about those markets.Grab @Avery Carls book Short Term Rentals Long Term Wealth and read it. https://store.biggerpockets.com/products/short-term-rental-l...It is chock full of info that you need.

Also leveraging platforms like PropStream and Batch Leads are excellent strategies for building a solid buyer list.

If DTI is a problem for a new investment property loan but you have everything else (credit, downpayment, etc), then DSCR loans are probably an excellent alternative.

I personally think sevier county is one of the best areas in the country to invest in both now (if you pick the right product) and especially long term.

Assumable VA loans are an excellent opportunity to secure favorable terms, but there are specific rules regarding who can assume these loans.

Stand on who you are, and this direction is excellent. 

While some lenders may offer it, these scenarios often require near-perfect alignment of high DSCR ratios (1.2x+), excellent credit, and property cash flow projections that are difficult to meet with this leverage.

You just trusted, but didn't verify.This is an excellent thread to remind folks to do your own damn diligence.

no argument from me.. but I think they do that to legitimize the company/loan product.