When I get them the first thing that pops into my head is how many other people are on this list that are viewing these same properties?

Mid-west is popping.

Yes they can do averages based on what they saw on the last three remodels. but have zero clue as to the little nuances that pop up on every job.I would find a good General Contractor and pay him to help you with this.

I don’t want to see you end up as a mom and pop owner with a facility that is under performing and causes a lot of headache for you.  

More chance of fraud ( There is always a new lender popping up with some crazy program and people fall for it and end up paying upfront fees, never to hear back from the lender) 3.

If you search for "realforeclose.com" and "Broward" it will pop right up.  

Is it just a bunch of people staying and working at mom-and-pop shops...?

Always funny hearing statements about the "bubble" popping and house markets crashing, etc.

It's not quick money and there unexpected expenses that pop up from time to time.

Possibly take some cash out at the same time if the LTV and equity are within range.No, It is not normal for "Banks" to make this mistake usually its a "Lender" or smaller "Mom & Pop" broker shop.