But if you are for example funding the improvements out of pocket, you will want that initial value. 

I provided a free rent back for 2 weeks so the seller could get her funds and relocate.

As for non-bank loans, I'm familiar with a loan program that provides 100% financing, but it requires a minimum 650 credit score and proof of funds covering 12 months of interest.

You need to make sure you're working with someone whose sending you personalized deal flow that actually meets your buying criteria.

Institutional investors and hedge funds may allocate more capital to private lending platforms, leading to better loan products and increased liquidity.

By year 5 we had around 55 people.We did hire a marketing person but frankly marketing wasn't our strong suit. 

Find a sponsor, reach out, tell them you're Canadian, they approve, review and sign LP docs, wire funds.

I am personally buying a lot in Casa Grande, Arizona.

Ultimately though, it will depend on the lender and the availability of funds (assistance) available for the demographic area that you are purchasing in.Do you have a property that you are looking at?

Definitely a personal preference.