I personally would sell it.Your return from real estate is two items - Cash Flow + Appreciation.What is the annual rate of appreciation you are getting, approximately?

Figure out which best fits you and your personality and take it from there.  

We purchased it off market, as-is, and as it was our personal home, we renovated over time.

My goal is to wholesale some properties single and multifamily to build some capital while fixing my personal credit and building my business credit.

$6k tax.Ins,hoa, not to mention utilities . took out a HELOC off of our personal home ( res.worth $900k, and a 260sq ft studio, mtr. $1450 mo.) for$ 220,000 for the deposit.

I personally like Alabama and Tennessee a lot, depending on what specific area you're looking at.Look for Class B or C properties in stable rental markets, particularly single-family homes or duplexes.

If you truly have cashflow to spare I would personally look at the 15 year.

It’s usually best to open a separate business checking account so your rental income and expenses stay organized and away from personal funds.

Hey @Mario Morales I assume you're planning to purchase the new property under your personal name rather than through an LLC?

It works I agree - the key is finding the right person to do it.