That's what's wrong wit society. 

This sounds like the modern day REI version of the Nigerian prince scheme.

If I had my way in society, everyone would start out with the same amount of money when they hit 18 - maybe 100k, I don't know - and you make whatever you make of yourself until you're dead.

The appeal of the house is it's had massive remodeling done in the past 4 years upstairs and is completely modern there, just had some poor craftmanship on a couple areas (tile work primarily).  

David Orr started Tax Modern and wrote that linked article--I linked his BP profile. 

Our current society tells you to take shortcuts, which is why you end up with $75,000 in student loan debt, thinking it would somehow propel you to riches and glory faster.

It gives Alex a massive head start on the rest of society.

The brokerage I am at, New and Modern, is 100% commission brokerage with only a $100 monthly fee.

Owing to the trend towards smaller,  more efficient appliances and LED lighting  electrical loads I think are somewhat less than they may have been per SF like in the 70's through 2000's when everybody had incandescent lighting and big tube TVs and refrigerators, dishwashers,  etc. that used 2 or 3x as much power as modern ones.I've had a couple turn-of-century units rewired to remove K&T and failed 'BX" (flexible steel sheathed  2 wire cable)  and agree with other posters the pricing isn't that bad as long as you can find an electrician that has some experience with that kind of work,   and sometimes it might be helpful to open up some cable routes ahead of time for them to use so they don't have to do the exploratory work.   

Luckily, this data is tracked by the Society of Actuaries and is demonstrated in the chart below.Whole Life Lapse Rates If we use an 11% lapse rate in year 1, 9% in year two, 7% in year three, 6% in year four, and 6% in year 5, that means that 1/3 of folks have surrendered their policies within just 5 years, long before breaking even.