As long as you filed joint taxes you would be fine.)

Everyone is telling me that the majority of the time they dont take the LTO to term.

Ensuring your rental market can sustain these costs will help maintain profitability over time.The 7% DSCR loan is relatively high, and refinancing later at a lower rate could improve your long-term cash flow.

I'm biased but I think OKC has more long term upside.

I currently work with investors in the states and out of the states to build a portfolio in Turn-Key, Single-family long-term rentals.

So population decline either with Celestial deportation or with a more southerly route may not be good long term for housing market?

@Robert OkChoosing between single-family homes (SFH) and multifamily properties depends on your budget, risk tolerance, and long-term goals.

They may cost more upfront, and require more work, but you'll see higher returns long term.

I do have some investment experience and I'm currently managing 1 property, all the numbers are great and there's a good amount of cash flow and long term growth so I'm not a total green horn. 

Also, the refinance of the property into a long-term DSCR loan to hold the property for rentals after your rehab is complete.