You have to get someone who is familiar with them and would want one.Here is a pic of this style of construction.

I'm on house number 4 that I've lived in and renovated, so I agree that's a good strategy (I've done it just through life, not actually a purposeful strategy). 

Life took some twists after my husband passed away...

Overcoming Common Financing HurdlesMortgage brokers excel at tackling challenges that often derail new investors:Low Down Payments: Brokers can find lenders offering low or no-down-payment loans, ideal for new investors with limited capital.Complex Income Streams: If you’re self-employed or have variable income, brokers can identify lenders that accept alternative documentation.Competitive Rates: Brokers have the leverage to negotiate better rates and fees, saving you thousands over the life of your loan.Pro Tip: Communicate your investment goals clearly with your broker so they can tailor their search to your needs, whether it’s a short-term fix-and-flip loan or a long-term rental property mortgage.3.

Regarding the Zelle versus Avail issue, I would advise choosing your battles wisely - as with many aspects of life.

What a story we can all tell in this journey called life :) 

If they're delinquent after only 2 months, they're either facing sudden life changes or you did not properly screen them to begin with.

With persistence and strategic networking, you’ll find the right partners to bring your micro-home neighborhood to life.

It's taken me nearly 15 years to acquire 26 LTR SFHs and get to the point where the past investments will cash flow life and pay for one additional SFH per year. 

Regret gets you no where in life.