@Frank HinckI’m trying to understand the cost of fees, interest, points, as well as holding cost associated to the deal.

If you have that kind of money you should be closing deals, not wholesaling them.By the way, wholesaling is NOT investing, you're not holding the properties, your trading them. 

I really advise doing everything you can to be on the same side as your residents and to be aligned with them, but some of them may not hold up their end of the bargain.

To buy to invest and hold? 

Are there any good up and coming areas that you think are decent long term holds for a primary house?

., BPG Holdings.

Unfortunately, Covid decided to change my plans, and I made the decision to hold off, in hindsight it was a huge mistake and no one could have imagined that property values could have increased at such a high rate.

Be willing to hold them to these standards.One of the best things I ever read in these forums was to be firm, but fair.

Do you plan to flip it or hold as a rental? 

@Toby Fellows I feel ya as I am mainly an investor as well but also hold a RE agent license.