I has two GREAT property managers that immediately come to mind, one handling 5 high end high rise condos I owned in Phoenix and the other one handling a 12 unit very lower end apartment building I owned in Arlington, Texas.  

I'm looking at a duplex and the owner offered owner financing on it, asking 10% ($34.9k) of the asking price ($349k).

hi, did either of you end up working with flooring capital? 

I am not familiar with how HELOCs work but they declined me saying my DTI is too high.  

Charges for marketing pics, 3-D Tours, Floor plans?

Add those people in by using County or Schoolarea population.Example:Town1:#ofunits/headcount= 300 units in the area/ population 3,000= 10 unitsper 100 people.Town2:5004,000= 12.5 per 100Town3:andso on.Doevery stand alone town in a 60 mile radius, or until your satisfied.You will get a High, Low and a average.

We go to straight to sellers with our marketing the prices our better and the ones that meet our criteria we keep for cash flow and the ones that don’t we wholesale.

Any who argue FOR exploitation of these people to "defend low prices".....

However, there's a critical detail that many tax advisors conveniently overlook when promoting these studies.Here's the uncomfortable truth: If you're a high-income earner (AGI > $150,000) and not actively managing your properties, those promised tax savings might be locked away for years.

The penalties are just too high.