Hey @Jaycee Greene!

They usually have a step down on that penalty like 3% year one, 2% year two, 1% year three and so on and so forth.So if you are buying a deal with the intention of rapidly increasing it's value in less than 24 months in order to refinance it and pull your cash out, you might want to go with a credit union for the acquisition financing because FCUs are barred from charging pre payment penalties.I could talk about this for hours about all the nuances but my fingers don't type that fast lol

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Quote from @Mitchel Johnson: @Jonathan Greene I myself am a new investor and have been learning as much as I can before purchasing a property.

That said, green card is not a legal requirement for closing so buyer could waive this - though I don't see why they would unless deal is great for them.

@Chad Greene, Shoot me a PM.

Quote from @Jonathan Greene: I wouldn't start investing in the US if you have no plans on coming back from living in China.

Quote from @Robin Simon: Quote from @Jonathan Greene: Quote from @Robin Simon: Quote from @Jonathan Greene: To me, cash only is just cash.

Are you going to also demand the literal thousands of other Gov workers who have significantly lessor security clearance be immediately barred access to this data? 

Quote from @Jonathan Greene: Talk to @Grant Shipman about a possible different way of marketing them to the subgroup who gets it.