You have to come to the table (a future deal) with funds to get the ball rolling.

Will we ever use a PMC in the future?

If for no other reason, it seems that I’d have a much better understanding of pricing our rental in general and a good baseline to make decisions in the future. 

I use Eric Kloth out of Redding and he is stuck with us for this and our future home buying needs. 

You’d also make all future capital gains at least partially taxable instead of tax exempt by converting your primary to a rental.

And maybe diversify a little, invest half in a low cost S&P500 fund like VOO and the split the rest across 2 or 3 syndications.Hi,yes i thinnk the future for S/P is not going to be the high returns of before. 

There are several ways to find out which cities/areas cash flow and get a good idea of things like market rents, ARV potential, and future appreciation.

@Roy Kinzer Rent control in NJ can be a tough pill to swallow and unfortunately has caused many of my deals to fall apart quickly once buyers/future landlords realize how strict the controls can be.

You already seemed to conclude you are forcing this deal, I would agree unless there's a reason why this property will appreciate significantly in the near future and the 40 year amortization schedule allows you to hold on for that to occur. 

Lates on a mortgage trade can impact your ability to get loans in the future.