Any facilities coming online, bringing production back from China as an example? 

Good neighborhoods & good products. 

Costco for paper products.

--Financing:I would like to do 20% down, or more if needed, but I would like to avoid 100% cash offers as it would likely be the majority of my liquid assets.Question: How does financing differ from the mainland?

I just joined GAREIA and have been attending via zoom but I want to go in person so I am able to meet other people that are actually investing in my area -Meet with lenders some I can become more familiar about the financing and different products that are available to acquire rental properties If I could design a this is how to get your property this year, what you said you are going to do is basically it so great job.

Keep liquid reserves from the start (issues like to crop up right away).  

If you want something more suburban, towns like Easton, E Stroudsburg, and into Lehigh Valley may still have some options less than those other areas.

If you sell some now, will that be liquidating all your holdings?

I understand the rate is competitive on the assumable, but having $300k liquid, you might as well do a lower downpayment and Buy down the rate. 

You and this private person you met hammer out the details of the loan at the kitchen table so to speak and you seal it with a handshake and your reputation that this Private Person already respects or whomever introduced has vouched for you.But if a man opens a lending company tomorrow with 50 Million of his own capital and he checks in on the HML market to see what it bears and he copies his products and UW guidelines and now is he PML or HML?