The area is rich in history and culture, and with ongoing investment and development in the neighborhood.

Summary: 7 loans outstanding: 4 in foreclosure, 1 in default - trying to develop a plan before I begin foreclosing, 1 current, but has needed multiple payoff extensions, 1 current with no issues.

Even the most expensive property managers are EXTREMELY cost effective if you really think about it!

It's one of the hottest markets in the US right now with so much population growth, job growth, and companies moving/developing here (26B Intel headquarters being built here, 68K+ enrollment in Ohio State University, Amazon, FB, Google, Honda, Nationwide, Anduril, etc.).

Building small units in small counts is expensive development.  

Over time, we have developed systems to handle these situations as effectively as possible.

If it's on your credit, you are on the hook for it.However, it shouldn't effect the loan process too much, a simple Letter Of Explanation should be able to get the job done with the correct investor. 

I am also a project manager and a architectural designer for a real estate developer in NYC. 

The macroeconomics are on fire here - population growth, job growth, and companies moving and developing here.

Using LVP was a smart choice—it holds up well when wet and is cost-effective to replace.