This kind of govt nosiness and overreach is why I initially decided against the financial planning industry before starting in credit. you can thank 2008 and all the fraud that went on for that.

Selling now could simplify estate planning and lock in gains, especially with capital gains taxes in mind.

Quote from @Fulati Paerhati: I am selling one property and planning to do a 1031 exchange.

You can finance it with an FHA loan (3.5% down) or a conventional loan (5% down) if you plan to live in the property.

Their debts have either been wiped away or dealt with through a payment plan.

I know nothing is guaranteed, especially with the way real estate is today but I was only asking this question to see if my plan sounded good and if reaching out to that many people did in fact give me a really good chance at finding a deal.

I know that is a long pay back period but don't plan on selling anytime soon, plus you never know what nat gas prices will do. 

Planning for property management, scaling strategically in one market, and being conservative with financing can also help avoid costly mistakes.If you're considering out-of-state investing and need insights on markets, property management, or financing, DM me and I’ll point you in the right direction!

I would never advise my customer to take a 5 YPPP considering we are have been moving into a downward trending rate market since 2024. 3 Year Prepay Max but if you plan on doing renovations or taking cash out on the ARV then a 1-2 YPPP would be Max.I would also advise buying the rate down before you decide to take a 5 YPPP using seller credit, equity or closing funds.

If the same client merely invested with a gains plan, or 25% return, they’d end three years with only $43,500, which is $130,500 less than flipping!