Comps for appraisal disputes typically need to be more similar (size, condition, bed/bath count), more recent, and /or closer in location than the comps used. 

It depends on too many factors to only work off of the 70% rule, just like you can't just count on the 1% rule for buy and holds.

I beleive whether they count your paper losses as actual losses or not is determined if your lender has any overlays or not.Someon ccorrect me if I am mistake. 

Mitchell, I always encourage people to take action BUT I also try to ensure they count the cost before they move forward. 

Do the taxes and insurance on this property count against my DTI (No escrow account required) 2.

This amounts to lost opportunity because if you had purchased RE, at the closing it can start producing return. 5) ADUs detract from the existing structure whether this is privacy, a garage, or just yard space. 6) this is related to number 1, but there are many more buyers looking to purchase homes for their family than there are RE investors looking to purchase small unit count properties.

I guess fundrise and others do not count....

(one-time telehealth diagnoses do not count)If they cannot provide that, give them a letter saying their ESA documentation is insufficient and the animal is not allowed on your property.  

A cash-out refinance typically doesn't count as "earned income," which is the type of income that would impact Social Security benefits, especially if it's related to retirement or survivors' benefits.

I do not know the layout, but believe 5 units is the worst unit count.