You are better to pay for a better insurance policy, do things right to limit your risk, (LLCs, fix things that are broken or hazards) and to treat your tenants right so that they don't want to sue you.

Most homebuyers walk into a home with broken weird color blinds, gross dark burgundy and mustard paint and an old icky pink carpet and can't imagine the potential.

Washer hookups are broken.

I own a couple short term rentals in broken bow Oklahoma and am working on acquiring more, and also working on getting into land development (goal of building smaller single family subdivisions).Looking forward to connecting!

There was always a leaky faucet, clogged toilet, broken light fixture, lost keys, overgrown grass, trash in the yard, etc. 

I agree that each unit does not need to be separated out unless the client specifically needs to see it broken down like that for project tracking.I have had multiple entities in one subscription before and it gets very chaotic if you are categorizing by business (location) as well.

It is the equivalent of crashing your car then trying to buy insurance to fix the car after the fact.A home warranty or homeowners insurance policy will not pay for mold because mold is a maintenance issue.You didn't say what is wrong with the garage - if it's a broken door opener that is typically covered on a home warranty.My experience is mixed with home warranties and I can 100% tell you your satisfaction comes down to the local trade person that shows up.The home warranty company does not employ trades - they contract them locally at a fixed rate for the work performed sort of like how car mechanics are paid. 

I wouldn’t think the warranty would cover existing electrical or sewage issues or pay to fix an existing broken AC.I’ve never tried a seal on a roof.

I'm sure I sound like a broken record because I say the same thing in my forum posts: today, investors must get creative in their investment strategy to acquire cash-flow real estate!

They ones that need new roofs, have broken pipes, no heat source, or have water damage.