In fact, either copied a "mentor's" model (btw, this mentor has no background in underwriting) or paid some Internet guy $100 to download their underwriting model i.e.

QBs down loads spread sheets fairly easy but I am finally getting used to QBs reports and liking it more.

Unfortunately, I'm not familiar with the bucks county market, but I would recommend going to your local real estate meetup (download 'meetup' app and search real estate) and I bet you that someone there will be able to provide insight on best places to buy a multi family.Good luck!

Most of the answers to the basic questions you're asking have already been answered here numerous times.There are plenty of free guides here on Bigger Pockets - starting with "The Ultimate Guide to Real Estate Investing" https://www.biggerpockets.com/files/329/download.

I am looking for a 4 or higher multi-family off the pennisula, or possibly a solid foreclosure in james island / west ashley for a short term rental.More than anything I need an agen t with with way more experience locally than I have. 

What's your thoughts on:Visual Pricing for Realtors, https://www.amazon.com/dp/B0791SWZJ8/ref=sspa_dk_d...Listing Boss, https://www.amazon.com/LISTING-BOSS-Definitive-Blu...The Book of Yes, https://www.amazon.com/Book-YES-Ultimate-Estate-Co...Secret Agents, https://www.amazon.com/Secret-Agents-estate-agents...Rise of the Elite Listing Agent, https://www.amazon.com/Rise-Elite-Listing-Agent-Sp...Agent Entrepreneur, https://www.amazon.com/dp/B01KER4CRK/ref=sspa_dk_d...Defeat Mega Agents, https://www.amazon.com/dp/1497444764/ref=sxbs_sxwd...Go To Listing Agent, https://www.amazon.com/Dominate-Market-Become-List...Explosive Sales Growth, https://www.amazon.com/dp/B07BY6YHQJ/ref=sspa_dk_d...These have good ratings on fakespot, but with so many overall to choose from, I want to focus my reading time & $$ on books that will actually help a newbie listing agent...Success with Listings, https://www.amazon.com/Success-Listings-Find-Secur...53 Strategies to Get More Listings, https://www.amazon.com/53-Strategies-get-More-List...How to be a FSBO Master, https://www.amazon.com/How-FSBO-Master-Estate-agen...And these don't have enough reviews for me to decide...HUD Local Listing Broker, https://www.amazon.com/Listing-Broker-Template-How...Winning Listing Presentations, https://www.amazon.com/Winning-Listing-Presentatio...Any thoughts on above or suggestions for others are greatly appreciated!

You really need to balance the opportunity cost of the interest you'll save with the returns you can make by investing that $400/month or however much you can scrape together.If you want to get real nerdy, you can download a loan amortization spreadsheet, plug in the extra payments, compare the interest saved each month versus what it'd be if you keep the loan as is, and discount the NPV into today's dollars. 

Try the following link: https://www.biggerpockets.com/landlord-formsYou should be able to download them directly from there. 

US Legal Forms sells a contract/disclosure package for $60. https://www.uslegalforms.com/fl/FL-HOME.htm In California you can use the free FirstTuesday forms: http://journal.firsttuesday.us/forms-download-2/

I just recently downloaded the entire data set from the Dallas County Appraisal District.