Investment Info:Large multi-family (5+ units) commercial investment investment.

As for valuation, I see no reasons why a Junior ADU would negatively impact additional housing unit.

@Sathya Priya Sampathkumar I’m currently renovating 2 units that are 35 minutes away from me.

I can send a million articles, but i encourage you to go to maricopa.gov in addition to the city websites where you will see all the development going on here at a micro level. 

I let people do it if they’ll rent a batch of units.

Current rents are at $900 each unit =1800 once we refinance to a mortgage the mortgage will be from 2400-2500 total.

Number of units and other things should be considered.

But, the self-sufficiency test for FHA loans can be really difficult in SF, meaning that the market rent from units you will not occupy must be sufficient to pay for the mortgage payment. 

Hey Elizabeth,The biggest question I have is if you are willing to live in one of the units.

Reason that is bad is 2-4 units were the first to go sky high in 2020 to 2022 and now rents do not match the market if your getting financing.No point having a mortgage of over $2850.00 on a $420K home if the rents on a Duplex are only $1250 to $1350 a door.