This is a process where you as a creditor, file a lawsuit in court, and ask the courts for permission to repossess through an order of repossession. 

If you miss paying your property taxes they can sell your property without your permission.

(a few states don't allow recording phone calls without expressly telling the other person you are recording as part of wiretap laws, but in many states you can record without their permission). 

If you provided your contact info (whether directly or via an owner contact list) you've provided permission for contact and this is not in the realm of robocalls or text messaging spam. 

So there is a grey area of what is permissible and what is not. 

That is very different than an eviction and takes much longer.I always prefer to be the only one on the deed, so I can control my ownership and utilize the property anyway I want, without having to get their permission.

But unless this is a commercial loan (e.g. 5 units or more), anything requiring permission to obtain a second is unenforceable.

And you can't talk to the existing lender unless you get specific written permission from the borrower.Your comment: "First, he said I won't receive title, I did not ask to receive a title, I asked for recording of title."

Sometimes I do a "sandwich L/O" where I keep a seller's existing mortgage in place (one slice of bread) with permission to sublease the property to a tenant buyer (other slice of bread). 

Do I need city or county permission for this type of shed in back yard.