You want to educate yourself, and get familiar with your chosen city so when a great deal reveals itself, you can snap it up.

Hi @Chris Martino - I’m far from a legal expert on this - however just based on reasoning from what I’ve read, I’d be surprised if what you’re saying is the case - if doing the transfer without telling the lender did not satisfy the legal reasoning for the transfer in the first place, I doubt so many folks would’ve chosen to do it this way. 

We live in his home country,  we are long, long distance landlords, but have chosen a PM rather than try to manage it ourselves or with a business partner.  

I advised him the unit would be renting for 1200 per month and he does not want to pay that so has chosen to leave no later than the 60 day period that apparently Washington state law allows.

We did what @Jean Bolger  suggests, lots of research finding out top growth areas after we had chosen specific conditions.  

I hate my job and my chosen career path with the passion of a thousand suns and have decided real estate is how I’m getting out of it.

One pretty important criteria for any lender is that you have some guaranteed means of paying back the loan - even if you are highly marketable, you have either not been able to secure work for the last 2 years, or you have chosen to collect unemployment - either way doesn't build your credibility in the eyes of a lender.

The son wants to show his dad only the 'chosen' property.

I'm not a big proponent of bandit signs, but it seems to me that a carefully chosen url would be easier to read and remember than a phone number."

Since I can average a far better return than 4%, I've chosen to make the minimum payments and use my extra income for investing.