The percentage of white Americans that have a credit score over 720 is double that of African Americans and 50% more than Latinos.https://finance.yahoo.com/news/credit-card-race-ag...So put bluntly a minimum credit score stipulation significantly increases the chance you will end up renting to a white applicant. 

I have one bid for $3500 per door, and that seems way high.2) a sample lease that stipulates tenants are responsible for damage to furniture, appliances, etc., in common areas.Thank you for any help.

It's a "loan assistance" program where the loan provider will bring a 5% down payment to the table on my behalf, with the stipulation that if I sell or refinance the loan within the first 7 years that I have to repay this 5% down payment to them.

Generally, a contract will stipulate as to the type of financing to be obtained, listing a private lender with no lender in place probably wouldn't be accepted anyway if a Realtor is involved. :)

For what it’s worth, I’ve used PenFed multiple times over a hamdful of years for vehicle loans...the only stipulation involved “joining” whereby I placed $5.00 into an account with them to join.

They have a portfolio lender stipulation that if the customer owns more than one investment property with third party appraisals documented per property that the property can essentially be added to the HELOC pool and the equity owned is added to that pool at the 75% LTV as well.

I have it stated in the contract that to have the lease agreement cancelled (prior to the agreed upon end date) there are two stipulations. 1) Forfeit of the entire security deposit 2) The tenant agrees to pay the sum equal to (2) full months upon moving outNow the tenants agreed to these stipulations when they signed the original lease and they agreed again when they let me know they would like to be let out from the lease.

Are there any regulations on how much they can borrow, rates and length of time they can be fixed, amortization, time for approval  or any other stipulation we should know about? 

On one property, I accidentally signed a contract that stipulated closing costs being paid by myself when, verbally, it had been understood that the seller would be handling those.

@Brandon Ingegneri Any stipulation in an offer can be negotiated.