If primarily office space with little public traffic, like the Red Cross for example, that may fly.Senior assisted living may fly, but rehab could be very expensive if oxygen is required and monitors, depends on level of "assistance" and I'm not speaking of a nursing home.Churches usually sell to other curches, in fact, they are a speciality in RE as well as financing due to the unusual collateral issues.

That said, things can change, so I would monitor at least the monthly statement to make sure that things are going the right way.  

Things you may want to consider:Privacy fence in the backyardEnough parking in the driveway or street for the amount of guests you plan on sleepingInstalling a noise monitoring device (this is mandatory in all STR our brokerage manages) it lets us know if there is a noise problem BEFORE a neighbor complains. 

My guess is that it's a combination of issues, lack of or inadequate insulation, leaky windows, gaps between the foundation and the crawl space, and possibly issues with the venting.One last tip, I recommend you put a thermometer in the basement to monitor the basement temp.  

I was in my office in San Mateo and my computer monitor flew off my desk during the big one. !

First, have you looked into a noise monitor for the front and back yards? 

I realize that there are various market monitors like housing alerts out there but wanted to see if I can come up with something equally good - but free to poke around.  

A normal breaker will not trip in this situation, as it is not design to monitor for this problem.

We've been monitoring it closely and working with the leadership in our HOA to ensure everyone's concerns are addressed, without affecting our ability to run our business. 

Here are just some examples:Loan collection reportsAll telephone collections must be recorded and kept on file, a monitoring program and training must be in place.Toll free numbers, payment books or EFT arrangements made, notices of changes of payment or address at 90 days, active accounts with contact information are confidential requiring security measures, accounting software must be verified compliant, there must be a loan resolution program in place dictating how and when complaints are transmitted, issues addressed within the required time frame, offers of any modification noted such as allowing a few more days to pay without penalty is a modification, must be recorded and portfolio servicing records must be on file in good form for examination, I could go on.....There is the law and there are matters absent of requirements or exemptions and there is then reality, you're right, third party servicers are not required for small lenders, compliance with servicing requirements are.