You definitely need to factor in your soft costs on this.

Korea, then we are heading down.Most likely a soft landing, a slowing of growth and the cycle will reset.  

Only thing they share is the water meter.Unless there are some standards on how to appraise the ADU unit, this is not going to be a great investment for short term because the cost of building ADU is huge in the bay area (The soft cost itself runs around 40k).

Coming up with a realistic plan isn't being soft - it is being smart.

It's a great time to buy because of the oil downturn making it a soft market!  

They're the only application we are considering so far and the rental market this year appear to be soft:(

Although housing is high, but you can buy home here, except you have to be smart to purchase home at the soft market... and not fighting with RE speculators during seller market.

If the numbers are projected (pro-forma) then you’ll want to reference then again other sources, for example property managers and online rent rate tools for market rents.Another thing you must do is make sure the numbers you’re being given include “soft” expenses such as vacancy allowance and maintenance & repairs.

With Chase you need to bear in mind their 5/24 ruleThe only business cards that report to personal are Capital One and DiscoverHome Depot and Lowes Commercial accounts i got after a year or so of net 30 payments with the well known suppliersIf you have a personal Amex account , business cards are usually a soft pullStagger the applications paying attention to which bank pulls which bureau in your state

Emerging economies increasing their standard of living will drive demand for commodities through the roof (both hard and soft).