This is due to the difficulty making a profit with the heavy overhead, including high management fees (ave 27%,) high repairs & capex from harsh winters & sun at the high altitude and wear & tear, snow plowing, expensive insurance and some of the highest utility costs in the country. 

I know this is harsh, but take a look at others (go pretend you are booking and look at how well thought out the furniture, colors and theming are).

I am making ~12% Cash-on-cash and best of all, I have NO DRAMA at all.

I don't want too much drama, but I would enjoy the max cash-flow possible of course.

but many came with so much hidden baggage, drama, sick days, and more excuses than work. 

Edit:That may have sounded more harsh than I intended.

We stress the rules, we inspect regularly, and we deal harshly with those caught violating the terms.

Luckily, Cleveland Isn't known for its harsh winters :)I'm not advising this but it worked for me in my situation.

Not meant to be harsh, meant to be real that most who think real estate is easy and money grows on trees who have never saved money should not be in this business.  

DSCR Loans have no such limitsFlexible Qualification and Underwriting – Conventional Lenders are harshly limited in any flexibility on qualification, while Private Lenders can (and do frequently) make exceptions