Interesting how sensitive al lot of the CA investors are.  

San Franciso is going to be ultra sensitive to interest rates as well.  

To sign up with them requires both myself and tenant submit sensitive information like SSN/TIN and bank/routing.  

Otherwise, as a data holder, via landlord business, you now become responsible for PII data which can open risk to identify theft liability or other issues related to handling PII sensitive data.

Most have red-lined the subdivision where the house is located as "Karst Sensitive", and won't insure at all... or won't cover sinkholes if they do.For what it is worth, I bought seven from this auction company last month, all from the same "owner/developer", and the tenants have mostly been good ones.  

Part of it is the older building but some of it could be the sensitivity of certain tenants to noise.

Cut your teeth, and then bite off bigger chunks...Final thought - someone once told me - the banks know more than you do.

They don't have to wake up every morning and look themselves in the face while brushing their teeth and know that as a direct result of their actions an elderly person is homeless, but you would. 

It makes sense that doctors are interested in medicine, lawyers in law, dentists in teeth, etc. and money just sort of exists for many of them.You, my friend, are the perfect beast! 

Lenders are very fearful of the prospect of foreclosing on a church.There are groups that lend on churches but many are geographically sensitive, and there needs to be some source of repayment.