The tech sector is also showing signs of strain and has really been the rocket fuel for San Francisco in recent years.  

Guys I work as an Appraiser in the Agriculture sector of Central California.

Very difficult to find a <20% down, <4% rates in the private sector.

My HAP files are 3 times as thick as private sector, but it's not that bad.  

It would be more appropriate to tax the citizens of that city/county, rather than force one sector to provide it, and eat the lost profits.  

Breglio is one of the most proficient attorneys specifically in the real estate sector and incredibly investor friendly as well as a giver.  

Depending on the dollar amount, they may deal with you directly, or may refer you to a third party administrator, which would be more like dealing with an insurance company.I do this (public sector risk management) as my day job, so feel free to message me if you need any additional advice.

(take that with a little grain of salt :)I will say that having access to information (MLS) as well as some other tools that are available to licensees gives a bit of a competitive edge in the MLS sector of the market - but simply having your license isn't going to make you more successful.  

The reason that Fair Housing and HUD are a thing is because we haven't found a way to house people of color, of different national origins or even people with chlldren or disabilities without passing laws, again by forcing the private housing sector to do it.  

Very tough sector I would agree.