This type of cracking is more prevalent with large folks in the household, vs. the more petite.

Average household income has only increased 16% in the last 30 years.  16 percent! 

There are income restrictions which count the entire household (not just the borrowers) and geographic limits (you can just Google "USDA coverage map" to see if your area is eligible).

There is a balance somewhere but I can tell you that a happy household is worth more than the next household!

On top of that, there are millions of households that invest in REITs, syndications, private placements, or invest through other similar partnership structures.On top of that, up to 30% of the US adult population is "interested in" investing in real estate.

Go to your realtor and tell them howMuch money you can put down, your family size, household payroll.  

THE MAINTENANCE GUY IS RIGHT THERE, along with a permanent household of stuff, should the tenants need anything.

Explosive Inflation Leads To Record Collapse In Home, Car Purchase Plans""Presenting Exhibit A: Last month we observed that anticipating an end to Biden's stimmy bonanza end and that soon they will have to live again within their means, Americans' buying intentions (6 months from today) as measured by the Conference Board, had cratered across the 3 major spending categories: homes, automobiles and major household appliances."

The average American home now has 2.93 TV sets per household; why would you rent one without a TV?

FHA defines the Economic Event as:“Any occurrence beyond the borrower’s control that results in Loss of Employment, Loss of Income, or a combination of both, which causes a reduction in the borrower’s Household Income of 20% or more for a period of at least six months.”Chapter 7 - That's the "start over" route.