The buy and hold strategy isn't a get rich quick scheme, and yet some people have entirely too short sided of a viewpoint and only worry about what kind of returns it gets TODAY. 

Frances about transactional funding because I have personally done a lot of that for wholesalers over the years.. and she went on to say that is not legal either for the wholesaler her point was the Agency is going to take the position that the wholesaler came into title in the morning and out in the evening and its a scheme to circumvent the license laws as well .. the thought that they still had to advertise in some form a property they did not own.So to me its clear to be in the home flipping business in OREGON and do it legally you need to close and hold for more than a minute or a day..

When I see this "first year" nonsense, it sounds to me like a ponzi scheme, but I want to know what happens after the first year..because no one in the right mind cares about how this starts, we care about how it finishes.  

My father is apparently a fan of adult/playboy type of “talent” and tried to loop one out of Texas into his and Ron’s schemes that would have involed a ww2 plane and harassses others online.

@Jeff Lee My feedback is going to mirror the masses here.Always pick a color scheme that will apeal to the most people.

Anything can be better, but in the grand scheme of things, I think there are other more important items that Josh can add and work on rather than this.Now James can paraphrase my thoughts and receive all the votes instead of me

He basically ended up having a nervous breakdown, was in the hospital for a week or two, and the whole Ponzi scheme fell apart.

Where you are has a lot to do with how long you can work a particular scheme.

After doing some reading on Prosper and Lending Club, even though I think they are great alternatives to traditional CDs,  one thing that worries me a lot is that these business models are the perfect PONZI schemes. 

You may, in the grand scheme of things, be doing a service for both the seller and investor buyer.