By the way, we have acquired EST tee shirts from the estate of Werner Earhart, and will have these available for purchase at $249.00 each . 

Those are the investors that lose their shirts investing OOS. 

@Jennifer JosephThe 1st position loans were over a couple years, so whatever my strategy was at that particular time so between 0-1% fee plus normal closing costs like title work/tax stamps/misc closing cost. 

So if you’re super serious on one , get that passport stamped !

We rented a house for 200$ a month and we were on food stamps so i understand this environment well . 

You want to be sure to be taking the best advantage of all those stamps!

Collectibles (think baseball cards and stamps), life insurance policies, any investment with a prohibited party which is you, your spouse, your children and their spouses and your parents. 

I would get rid of Obamacare, social security, medicare, welfare, food stamps, departments of HUD, energy, education, transportation, and the EPA.

I had a shirt that says ‘onwards and upwards’ that should be my motto.  

Spend it on lunches, or a new shirt if you need one, or just save that up week after week if you don't need it- kind of be a scrooge with that money.