So it makes sense to build up the largest possible stockpile.From the equities side: dollar costing in consistently over time into highly diversified indexes is a pretty proven long term strategy and by getting out of the market right now, I’m risking have cash on the sidelines that could grow and compound over time.Thanks in advance, looking forward to hearing what all you smart folks think!

Or I can continue to be a renter if I want.I depend on securities (robo-advised index funds, crowdfund real estate, crowdfund alternative assets) rather than direct real estate for my investment income.

(aka I need a weekend at the beach for my mental health)Unless your speculating, diverse investment in index funds (such as an S&P 500 tracker) is an easy relatively low risk thing for anybody to do - doesn't require much thought, can give you basic tax deductions, can get tax free growth etc.

Under California law (AB 1482), annual rent increases are capped at 5 percent plus the change in the regional Consumer Price Index (CPI), or no more than 10 percent of the lowest gross rental rate charged the tenant at any time during the twelve (12) months prior to the effective date of the increase.

My average ROI since my 401k began 6 years ago is less than 8%, there could have been better index choices, or a better manager etc, but at the end of the day I have no control over how those funds perform. 

What's the best way to divest an apartment asset for an older owner who wants the best for their family is Option #11) hand down asset to children via a willOther options:2) Sell outright and pay taxes3) Exchange into a 1031 fund (Merrill Lynch has a 1031 exchangeable index fund starting at $500k I believe)4) Contract for deed, pay recapture now and taxes gradually (maybe 2nd best option).

Type 1 precieves high risk from a high return and is actually uneasy when returns are advertised any higher than the SP500 or standard index funds.

You can get a much better return on your money just doing simple index funds and bonds (3-9% historically)If you're trying to get a property for cheap this isn't a good route either as i've heard ~95% in AZ will get redeemed, meaning you won't get the property. 

It also typically looks at an index for studies about dollar cost averaging.

I can use the use the cash to either invest in tax free muni- bond index funds or other less risky investments.