Is it fixed or floating rate?

I have good monthly income and available personal credit to float any monthly payments and even the repairs, its really the downpayment. 

I were you, I would install a floating floor on top of it, is cheaper is also easier to match floor color and stile to the rest of your decor.

And, there's a banner that tells you the listing  was 'updated today'.

Hello,I am wondering if there are any circumstances in which i can expense in the current year the purchase and installation of new LVP flooring that will be a floating floor?  

An interest rate cap is essentially an insurance policy on a floating interest rate loan.This caps/limits the maximum interest expense exposure for a borrower using a floating-rate loan.Lenders also benefit as they can require an interest rate cap at a rate threshold that helps ensure the borrower can service interest payments comfortably, limiting the risk of non-payment in a rising interest rate environment.Floating interest rate debt has 2 components:✔️ Benchmark Index✔️ SpreadBenchmark Index + Spread = Total Interest RateThe interest rate cap will set a maximum threshold for the index used.Let me know what questions you have about interest rate caps below!

For example, (1) are you being charged points for your quoted rate, (2) do you get a no-fee interest rate float down after locking, (3) does the lender offer a no bank fee refinance service in the future, etc. 

(Have seen installers use VCT glue with excellent results).Floating floors were a good idea when they first came out, but over time we have seen them deteriorate and give problems (over 10 separate installations). 

This idea is already being floated within city hall.  

If you go that route, just make sure the lender locks your rate for 45 days at the beginning of the loan process, I won't work with a bank that floats the rate, as that is far more risky.