For really difficult problems, we typically attack the issue with Chlorine Dioxide, a non reactive, ultra strong oxidizer.

Everywhere else, aside from maybe the ultra-high end stuff, and you're likely just wasting your time/money. 

TrafficMaster Allure Ultra vinyl plank click together flooring holds up better than laminate and is 100% waterproof.

You need to be ultra-careful with the flashing installation, as well.

If you can, you can take advantage of a SDIRA (self directed IRA), and at a minimum of involvement from you invest in a REIT, most of which can provide returns of AT LEAST 8% and some over 14%.You can also loan money out from your SDIRA and earn money that way, but you have to be educated about vetting the borrower with regards to their creditworthiness and their experience at real estate investing.If you're more interested in being involved in your real estate investment, you can make over 20%, but that route requires A LOT of education as well as personal involvement in the management of your real estate holdings.If you can't do anything tax-deferred with the annuity, it might not be worth it because of the taxes you would have to pay upon the withdrawal of the money to move it to another account.I agree with @Max Kim about your financial adviser recommending the annuity for more personal reasons, or just for the fact that he might take an ultra conservative view given your age and your goals.I'd be interested to know what your adviser / annuity representative says about the options for moving funds out of annuity. 

It has a ultra-quiet pad, hydroloc core, and a scratch resistant urethane with aluminum oxide wear-layer (see below). 

If this has spread to ultra conservative Utah, what must be going on in more liberal, relaxed states?

You're going to way overestimate if you're only looking at the next few months because those are the ultra high season. 

We complain about the ultra Rich inside trading and doing under the table deals.

Well past child bearing years, I'm one of those ultra healthy guys and the only problem my wife has is "slightly elevated" cholesterol.