What made you interested in investing in this type of deal?

Purchase price: $355,500 Cash invested: $75,000 Rental Property near community college What made you interested in investing in this type of deal?

With this type of market your investment will get in the way of obvious appreciation. 

I suggest that you set clear goals and determine the types of properties you wish to pursue.

Their rates are good but boy, they looked at my financials and ask some funny questions such as asking for proof that I could withdraw funds from my SEP IRA account, and that I need to provide documentation to verify that  this employer sponsored retirement account allows for funds to be withdrawn, or if withdrawals could only be made in connection with the borrowers employment termination, retirement or death etc. everyday they sent me something new to answer.

I would not necessarily advise being cash flow neutral or negative before you account for these types of things.

I'm concerned that this will not get resolved and I am just being strung along at this point.Are these type of issues common? 

If you are trying to get a cash out refi, I would think the bank would want to see the correct type of insurance for the business you are running.

If the software is not simplifying your life or making you more accurate, you shouldn't use it.Software does have extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

@Jennifer StammbergerWhat type of businesses do you want to cold call, and what is your angle specifically?