With a few of our STRs being glamping tents and RV sites, the cost of a policy to cover a the repair/replacement of a tent or picnic table is not worth it in my opinion.

My Ex and I opened a restaurant on an “estimated table turn” per night that seemed reasonable based on what we thought we could get.

Is an FHA loan on the Table, or would I have trouble qualifying?

That said, it looks like you'd have to bring a huge downpayment to the table for this deal.Why not just purchase with conventional financing?

This leaves some increase on the table, but also makes it more likely that tenants won't leave over the rent increase. 

@Amby BhagtaniAnalyzing a market Sperling’s Best Placeshttp://www.bestplaces.net/School Diggerhttps://www.schooldigger.com/State & Localhttps://www.statelocalgov.net/GeoMetrxhttps://geometrx.com/Social Explorerhttps://www.socialexplorer.com/Justice Maphttps://justicemap.org/Google Earth / Google Maps / Street ViewFree Map Tools – Elevation Finderhttps://www.freemaptools.com/elevation-finder.htmCensushttps://www.census.gov/https://www.census.gov/programs-surveys/ahs.htmlhttps://data.census.gov/https://censusreporter.org/https://www.census.gov/quickfacts/fact/table/US/PST045221City-datahttp://www.city-data.com/Socialexplorerhttp://www.socialexplorer.com/Costarhttp://www.costar.com/Colliershttp://www.colliers.com/en-us/usDepartment of Numbershttps://www.deptofnumbers.com/Data USAhttps://datausa.io/Bureau of Economic Analysishttps://www.bea.gov/https://www.bea.gov/itable/Bureau of Labor Statisticshttps://www.bls.gov/St Louis Fedhttps://fredblog.stlouisfed.org/Zumperhttps://www.zumper.com/NMHChttps://www.nmhc.org/research-insight/quick-facts-figures/Apartment Listhttps://www.apartmentlist.com/research/category/data-rent-estimatesStats Americahttps://www.statsamerica.org/town/Reventurehttps://map.reventure.app/dashboardSafety/Crime StatisticsSpotcrimehttps://spotcrime.com/ Family Watch Doghttp://www.familywatchdog.us/Neighborhood Scouthttps://www.neighborhoodscout.com/City Protecthttps://cityprotect.com/ Crime Mappinghttps://www.crimemapping.com/ Walkability Walk Scorehttps://www.walkscore.com/Checking RentsRentometerhttps://www.rentometer.com/Apartsments.comhttp://www.apartments.com/Apartment Guidehttp://www.apartmentguide.com/Craigslisthttps://www.craigslist.org/about/sitesZillowhttps://www.zillow.com/

But obviously, we have spent the better part of 20 years on the buyer's side of the table, so we are looking for some general advice, tips/tricks, or even the pitfalls of setting up a hard money lending arm to augment our current business model. 

I hope you make a few connections so you can meet across the table and get the advice you need.

I believe value add is still on the table, and an even more enticing option now with rates from the looks of it on a downward trajectory.

Likewise, loan points are amortized over the life of the loan and I have them in a separate sub-table of the fixedAssets, but unless they pull up the original journal entry you can't tell which loan they pair with, and it seems like a stretch for the CPA to track down that the loan was refinanced and hence all the remaining depreciation should be taken now.