Does the California government believe that wholesaler activity around the fires would only produce a net-negative?

If you purchase a rent ready RE investment this could be 0%, but at the opposite extreme a good brrrr can produce the now elusive infinite return (I have achieved this on most of my RE investments but believe it is very challenging in the current market to bp not be cash negative after the refi to extract the added value.I expect to make an offer this week.  

That speaks volumes to me. 

First, let's be very clear here.The mortgage your speaking of is a private agreement between the seller and the lender.

After SIX phone calls (because you always have to speak with someone different each time) Airbnb CS sent an email saying that they "are only able to reimburse us $900.00"  WTH?  

I think it is different if you live there, speak the language, know the market.  

I can confidently speak about Birmingham.

Hey @Ian Russell, I'd recommend speaking with @Whitney Nash, she's a fantastic QI and can help you out.

If not ask to speak with a manager.

I have seen REI Hub recommended on here, but I am unsure of their ability to work with local banks, so if anyone has any experience they can speak of that would be greatly appreciated.