Renovation loans can be a fantastic tool when you're ready to explore your options.

with that being said - see what the options are. and the more you can inconvenience yourself the more likely it is to work. 

If they Counter, you have the same 3 options to respond. 

Hard money rates are really high right now, plus the rates once I cash out refi are high making it seem like the only option for me, but with the rates on both ends, just doesn't seem to justify.

He told me about LLPAs and presented me with a lot of option related to them.

., (3) gives you viable options and explains the pros and cons of each option and (4) you enjoy interacting with - this should be a relationship, not a transaction.Once you find a few lenders like this (and you should have relationships with more than one), then you can start comparing rates and fees.

But there’s another option that’s often overlooked: mortgage recasting.

I am currently 21 years old and was recently hired with my dream job in Sarasota County (I saw that Sarasota wasn’t an option so I picked the closest.)

Check out https://legaltemplates.net/form/lease-agreement/termination/...They have more options.

Quote from @Blake Winiecki: Figure out how much you want/need to earn, then reverse engineer it to see what options are available.