To put this on the private investor side as most might want to do loans at 10 or 12% interest, that won't fly in the N/P community, that does not serve the mission efficiently and would be seen as usury, against the moral law.It's not about you, it's about your client.

Lid=7369-IMP8483Its a rather bulky power strip that monitors appliance power consumption via smartphone app and also allows you to turn them on and off.

My understanding is that the borrower must be current, and their property must be at least 15% underwater, so there isn't too much worry about moral hazard.Sure, the investor in the initial loan loses big time on paper, but not much more (and maybe even less) than they would eventually lose in FC.

Some other investors may have ways that you would not even consider based on your ethics or moral background.

They may be investors, lenders, suppliers, your accountant and attorney, and it should be fit for public consumption, anything you put out is a reflection on you.Probably my best advice is for you to get help, even if you had years of business experience, getting input from others is not a bad thing.

Moral of the story, take time to understand who you are working with and be mature about reality to some extent, the broker wants to make a fee, the seller wants to sell at a high price.

But, you have to ask yourself about the morality of a company that wants to be paid upfront fees to help someone in a financial crisis.You also have to question the 50% success rate.

If your intentions are to buy, rehab and rent, then you need to attempt to find one loan program that will facilitate all three stages ownership without the need for additional closing costs and reserves consumption---

Granted this is easier changed than exterior lines, but can be expensive.I think we're probably approaching a "sea change" in utility consumption in the house.

That's just me and my moral standing.