Definitely a very humid environment, especially near the coast, so expect to deal with all of the issues that come with high humidity - termites, bugs, mold/mildew, wood rot, etc.

A lighter floor is going to create a more comfortable environment, but it will also create a more open environment as well.For walls, I would recommend using an off-white for the majority of the space, and adding in a light beige accent wall throughout the home.

The current market environment is such that your return can't possibly make up for the penalties and taxes you would pay. 

I’m naturally observant and closed off when I’m in new environments and it can come off kind of shy; but these are just excuses and the meetups will be perfect for honing those skills. 

There is no point in buying a rate down in this environment, take no prepay or short prepay option, then refinance when rates drop, no need to spend the capital when it is clear we are headed down in the nearing future.

If I want to eat healthier, I assign more points to the positive habit I want to focus on, but also reward myself for NOT doing that bad habit.

For better or for worse, we aren't "federally" in a short sale environment anywhere in the country at this point in time (Yes, maybe one neighborhood in one city may have disproportionate value to debt, but not on ANY large scale ANYWHERE).

In a more competitive environment, you need to make your property stand out to capture the limited demand.

A few things about an assumable mortgage; As you know, in a high interest rate environment, assuming a loan at a lower rate is great for saving on your monthly payments.

I look at Equity Multiple and duration, local market, macro-environment for asset class, supply/demand, GP experience/longevity, and about 50 other things.