Would we need to put an additional 20% down on a commerical loan at that point to qualify, and what flexibility is there in establishing income minimums to even meet a criteria for commercial lending?

I'm not a Realtor but I follow my local market and attend meet ups.

Properties eligible for this must meet certain criteria.

Hey Rosendo,After 20 years in the game, owning 32 properties and managing 300+, I’ve seen a range of markets and strategies.

We host an investor meet up monthly in Alexandria, could be a good place to start.

Becca,Thank you for your thread, very nice to meet you.

You can also check meetup.com or search Facebook for real estate investment groups, clubs, or meetings in your area.

But it’s their chance to learn, meet people, network and advertise themselves. 

We meet on the first Thursday of every month.

Same for 2-years of job/income stability.Tenant Default: 10-20% probability of eviction or early lease termination.Section 8: Class C rents usually meet program requirements, proper screening still recommended.Vacancies: 10-20%, depending on market conditions and tenant screening.Cashflow vs Appreciation: Should cashflow immediately, at the lower end of relative rent & value appreciation.Class D Properties:Tenant Pool: Majority of FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, but should have no convictions/evictions in last 12 months.