@Jacob Dalton realistically, I think it all comes down to your goals.

Upgrading isn't worth it if you are planning to rent it out(generally) unless you were planning on doing a refi or sell it.

@Jesi Young I am looking forward to your blog!

Market Fluctuations – What if appreciation stalls, or rates rise, impacting your refi strategy?

I would like to get a structure for fix and flipping in 2025 so that I can do it in my free time. 

Comps do not lie, if she pulled similar ones then that's what it is but if the agent did not take into account the bedroom and lot size that would change the value.

I would only do it if it was an absolute no brainer of a deal as if it goes south then you not only hurt yourself on that deal but also the property that you took the heloc out of.This also depends as if your current LTV is 30% and want to go to 50% is different than going from 50% to 80%.

You would really want to do your own due diligence and probably fly to the market(s) you'd like to invest in.

@Mike Terry your post is confusing!

Approach it like an investment.