Federal debt and fear of hyper inflation has homeowners in a gridlock.

Some of the simpler asset protection solutions would include the following:  having max funds allowed in qualified retirement plan or IRA rather than personal as retirement plans are exempt assets in Federal and most state bankruptcies; investing through an annuity if your state (Florida and Texas for example) exempts insurance policies and defines annuities as an insurance policy; taking advantage of maximum homestead exemption in your state; use of corporations or more popular LLC or Series LLC to limit liability to the entity holding the asset; reasonable liability insurance if available; separating asset ownership from asset management; etc.I can design a simple, cost effective asset protection strategy of up to about $5million with little cost IF the individual resides in Texas or Florida.  

Federal along with state chartered credit  unions that are not permitted to charge prepayment penalties are also competitive right now on rate and more and more are building out construction platforms, although very conservative on construction originations.  

There is a moratorium on foreclosures for federally backed mortgages.

It is a pass through entity meaning the partnership does not pay tax at the federal level.

You can NEVER personally use, work on manage the properties until you take them out of your retirement account, or your ENTIRE account is considered taxable. 

Properties with a federal lien have a different redemption period.

(The exception to this is loans based off prime which would typically be home equity lines of credit as the Fed funds rate does affect prime) The Federal Reserve meets 8 times a year, while the bond market which actually dictates mortgage interest rates is traded every second of every day of the year.

Federal regulators HATE real estate investors, therefore, banks don't like to lend to them (us).

Politicians and federal agencies were lying about the strength of the economy.